Ingwe Option
| Dentistry – basic (such as extractions or fillings) | Examinations, fillings and x-rays as per the list of tariff codes. One dental consultation is covered per year per beneficiary. You need to call us for pre-authorisation if you have more than 4 fillings or 4 extractions |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
| Dentistry – specialised (such as bridges or crowns) | Not covered |
| In-hospital dental and oral benefits | Not covered. Dentistry related to trauma covered at State facilities, limited to Prescribed Minimum Benefits |
Evolve Option
| Dentistry – basic (such as extractions or fillings) | Payable from HealthSaver+ if available |
| Dentistry – specialised (such as bridges or crowns) | Payable from HealthSaver+ if available |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
Custom Option
| Basic dentistry | Payable from HealthSaver+ , if available |
| Out-of-hospital specialised dentistry (such as bridges or crowns) | Payable from HealthSaver+ , if available For extraction of impacted wisdom teeth in doctors’ rooms, anaesthetist and dental specialist accounts are covered from the Major Medical Benefit at 100% of the Momentum Medical Scheme Rate, subject to R1 920 co-payment and pre-authorisation |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
In-hospital dental and oral benefits: | |
| Maxillo-facial surgery (excluding implants) and general anaesthesia for children under 7 | The hospital account is paid at the negotiated rate, subject to a R1 920 co-payment per authorisation. The anaesthetist account is covered up to 100% of the Momentum Medical Scheme Rate. The dentist, dental specialist and maxillo-facial surgeon accounts are paid from HealthSaver+, if available |
| Dentistry related to trauma | The hospital accounts are paid in full at the negotiated rate. The anaesthetist account and the dentist, dental specialist or maxillo-facial surgeon accounts are covered up to 100% of the Momentum Medical Scheme Rate |
| Extraction of impacted wisdom teeth | The hospital account is paid from the Major Medical Benefit, subject to a R3 450 co-payment for day hospitals and a R6 500 co-payment for other hospitals, per authorisation. Dental, dental specialist, maxillo-facial surgeon and anaesthetist accounts are paid from the Major Medical Benefit, up to 100% of the Momentum Medical Scheme Rate |
| Implants and all other in-hospital dental treatment | The cost of implants and all other in-hospital treatment is not covered. All accounts, are subject to HealthSaver+ , if available |
Incentive Option
| Basic dentistry (such as extractions or fillings) | Payable from Savings or HealthSaver+ , if available |
| Out-of-hospital specialised dentistry (such as bridges or crowns) | Payable from Savings or HealthSaver+ , if available For extraction of impacted wisdom teeth in doctors’ rooms, anaesthetist and dental specialist accounts are covered from the Major Medical Benefit at 100% of the Momentum Medical Scheme Rate, subject to R1 750 co-payment and pre-authorisation |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
In-hospital dental and oral benefits: | |
| Maxillo-facial surgery (excluding implants) and general anaesthesia for children under 7 | The hospital account is paid at the negotiated rate, subject to a R1 750 co-payment per authorisation. The anaesthetist account is covered up to 200% of the Momentum Medical Scheme Rate. The dentist, dental specialist and maxillo-facial surgeon accounts are paid from Savings or HealthSaver+, if available |
| Dentistry related to trauma | The hospital account is paid at the negotiated rate. The anaesthetist, dentist, dental specialist and maxillo-facial surgeon accounts are covered up to 200% of the Momentum Medical Scheme Rate |
| Extraction of impacted wisdom teeth | The hospital account is paid from the Major Medical Benefit, subject to a R3 450 co-payment for day hospitals and a R6 500 co-payment for other hospitals, per authorisation. Dental, dental specialist, maxillo-facial surgeon and anaesthetist accounts are paid from the Major Medical Benefit, up to 100% of the Momentum Medical Scheme Rate |
| Implants and all other in-hospital dental treatment | The cost of implants and all other in-hospital treatment is not covered. All accounts, are subject to Savings or HealthSaver+ , if available |
Extender Option
| Out-of-hospital basic dentistry (such as extractions or fillings) | Unlimited within the provisions of the General Rule applicable to all day-to-day benefits |
| Out-of-hospital specialised dentistry (such as bridges or crowns) | Limit of R17 300 per beneficiary, R44 900 per family. Both in-and out-of-hospital dental specialist accounts accumulate towards the specialised dentistry limit For extraction of impacted wisdom teeth in doctors’ rooms, anaesthetist and dental specialist accounts are covered from the Major Medical Benefit at 100% of the Momentum Medical Scheme Rate, subject to R1 750 co-payment and pre-authorisation |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
In-hospital dental and oral benefits: | |
| Maxillo-facial surgery (excluding implants) and general anaesthesia for children under 7 | The hospital account is paid at the negotiated rate, subject to a R1 750 co-payment per authorisation. The anaesthetist account is covered up to 200% of the Momentum Medical Scheme Rate. The dentist, dental specialist and maxillo-facial surgeon accounts are paid from available day-to-day benefits, subject to the day-to-day limits |
| Dentistry related to trauma | The hospital accounts are paid in full at the negotiated rate. The anaesthetist account and the dentist, dental specialist or maxillo-facial surgeon accounts are covered up to 200% of the Momentum Medical Scheme Rate |
| Extraction of impacted wisdom teeth | The hospital account is paid from the Major Medical Benefit, subject to a R3 450 co-payment for day hospitals and a R6 500 co-payment for other hospitals, per authorisation. The anaesthetist account is covered up to 100% of the Momentum Medical Scheme Rate and the dental, dental specialist and maxillo-facial surgeon accounts are paid from the Major Medical Benefit, up to 100% of the Momentum Medical Scheme Rate |
| Implants and all other in-hospital dental treatment | The cost of implants and all other in-hospital treatment is not covered. All accounts are paid from available Day-to-day Benefits, subject to the day-to-day limits |
Summit Option
| Out-of-hospital basic dentistry (such as extractions or fillings) | Subject to overall annual day-to-day limit of R33 300 per beneficiary |
| Out-of-hospital specialised dentistry (such as bridges or crowns) | Covered up to R19 800 per beneficiary and R47 700 per family, subject to the overall annual day-to-day limit of R33 000 per beneficiary. Both in- and out-of-hospital dental specialist accounts accumulate towards the limit For extraction of impacted wisdom teeth in doctors’ rooms, the anaesthetist and dental specialist accounts are covered from the Major Medical Benefit at 100% of the Momentum Medical Scheme Rate, subject to pre-authorisation |
| Preventative dental care | Covered up to R380 per beneficiary at at dentists, dental therapists and oral hygienists |
In-hospital dental and oral benefits: | |
| Maxillo-facial surgery (excluding implants) and general anaesthesia for children under 7 | The hospital account is paid at the negotiated rate and the anaesthetist account is covered up to 300% of the Momentum Medical Scheme Rate. The dentist, dental specialist and maxillo-facial surgeon accounts are paid from available day-to-day benefits, subject to the day-to-day limits |
| Dentistry related to trauma | The hospital accounts are paid in full at the negotiated rate. The anaesthetist account and the dentist, dental specialist or maxillo-facial surgeon accounts are covered up to 300% of the Momentum Medical Scheme Rate |
| Extraction of impacted wisdom teeth | The hospital and anaesthetist accounts are paid from the Major Medical Benefit. Dental, dental specialist and maxillo-facial surgeon accounts are paid from the Major Medical Benefit, up to 100% of the Momentum Medical Scheme Rate |
| Implants and all other in-hospital dental treatment | The cost of implants and all other in-hospital treatment is not covered. All accounts are payable from available Day-to-day Benefits, subject to the day-to-day limits |
Disclaimer: +Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.