General 2026

Summary of changes for 2026 In a time of shifting healthcare needs and economic uncertainty, Momentum Medical Scheme illustrated its ongoing commitment to affordable access to healthcare, innovation and long-term value. While the industry is ...

Before remitting funds, please call the person responsible for your matter to verify that the bank account you have on record is a legitimate bank account of Momentum. Cyber-criminals may use emails or letters or links that appear to be sent...

  Underwriting Summary    Individuals Compulsory group Super group Group size 1 member 2 to 9 principal members 10 or more principal members Underwriting Individual medical unde...

Momentum Medical Scheme underwriters assess the medical risk that new applicants pose to the Scheme and use the risk management tools provided by legislation to ensure the long-term sustainability of the Scheme. These risk management tools i...

Summary of waiting periods and late-joiner penalties Type 1 membership Type 2 membership Type 3 membership No previous cover or more than a 3-month break in cover from previous medical scheme Less than 2 years continuous cover ...

Summary claims statement Understanding your Momentum Medical Scheme claims statement Please follow the numbering shown in the image above. Notes to understanding the Summary claims statement  The details of your chosen benefit opti...

On the Ingwe Option, the higher of your or your spouse/partner’s gross income, if he/she is included on your membership, is used to calculate the contributions you pay.   You need to provide all the information requested on the Declaration of...

Why is non-disclosure investigated?  Open enrolment forms a cornerstone of the Medical Schemes Act 131 of 1998 (the Act), directed at preventing risk selection by medical schemes, and allows for any eligible person to join any open medical sc...