Multiply Inspire/Plus and Engage Plus are our wellness rewards products that reward members from day one for every step they take towards their overall health. We focus on mental and physical wellbeing and, through the Multiply app, help our members to know their health, know what to do to improve it and reward them for doing so.
Momentum Medical Scheme members on the Evolve, Custom, Incentive, Extender or Summit Options or members on other qualifying schemes will have access to Multiply Inspire for free and will be able to upgrade to Multiply Inspire Plus.
Members get rewarded from day one with HealthReturns and partner rewards.
A member will not be able to access their rewards unless they have a HealthSaver account. The member may opt to contribute or have a non-contributing HealthSaver account. If the member does not have a HealthSaver card, they can still access the funds by submitting claims.
Challenges will be achievable for the average person. Challenges will include everyday activities that will help the member to become and remain healthy – mentally and physically. Members will be categorised based on their age and gender (and possible other factors in future) and they’ll compete within groups where they’ll be ranked based on their performance. Within the categories there will be digital trophies and levels for achieving certain goals (Copper, Bronze, Silver, and Gold) and they’ll earn the value associated with being on a certain rank on the leaderboard.
| Principal member R195 per month | Spouse/partner R90 per month | Adult dependant (18 years +) R40 per month | Child dependant (7-17 years) R25 per month | Child under 7 years FREE |
The whole family on a principal member’s medical aid plan will be members of Multiply Inspire Plus. Fees for 2024 will remain unchanged.
Momentum Medical Scheme members on the Ingwe Option and Momentum Health4Me members or members on other qualifying schemes will have access to Multiply Engage for free and will be able to upgrade to Multiply Engage Plus.
Members on both Multiply Engage and Engage Plus get rewarded from day one with partner rewards. Multiply Engage members get basic partner rewards. The partner rewards level for a Multiply Engage Plus member will be determined by using the results of their health and fitness assessments. The higher their scores, the higher the discounts and cashbacks they’ll get from Multiply partners. A full list of partners is available on multiply.co.za.
Cashbacks are paid into a member’s Multiply wallet. This is accessed on the Multiply app.
Members can earn cashbacks at selected Multiply partners (spend limits apply).
We’ll pay cashbacks into a member’s Multiply wallet within 48 hours of their purchase. All dependants on the Multiply membership can earn cashbacks, but only the principal member can access and transact on the Multiply wallet on the Multiply app.
Members spend their cashbacks at healthcare providers and at selected health and wellness retailers to help them to look after your health and wellbeing. They can scan and pay via the Multiply app at:
They’ll also be able to spend their cashbacks in-store at Clicks and Dis-Chem pharmacies.
They’ll no longer have access to their Multiply wallet if their Momentum Multiply membership is cancelled. On termination date of their Momentum Multiply membership, all members’ rights to the benefits will cease and no refunds of fees paid, or cashbacks earned will be available.
| Principal member R175 per month | Spouse/partner R80 per month | Adult dependant (18 years +) R35 per month | Child dependant (7-17 years) R20 per month | Child under 7 years FREE |
Fees for 2024 remain unchanged.
With one scan on the app, a member can get their health and fitness assessment results within 90 seconds.
The Multiply kids fitness assessment is another way we’re giving our members an opportunity to earn extra HealthReturns. This assessment gives an indication of a child’s developmental progress and shows areas for improvement. Rewards are based on participation and not outcomes.
Parents will receive recommendations on how to improve or maintain their child’s health. The kids assessment is free if done with the parents on the Incentive, Extender and Summit Options. A cost of R250 will apply if the assessment is done without the parent, or if a second assessment is done.
The kids fitness assessment is applicable for children between the ages of 7 to 11 years and 12 to 17 years. Members on Multiply Inspire Plus will get R50 a month (from Incentive Option and up) for a 12-month period. Each child will also receive a Nu Metro voucher for participation.
Members on Multiply Inspire, Multiply Engage and Engage Plus can complete the kid’s assessment to know their child’s health but will not be rewarded for it.
Multiply Engage Plus will be offered to employer groups at group rates allowing members to access the programme and experience the wellness features, benefits, and rewards. After a limited period on Engage Plus, members can join Momentum Medical Scheme and join Multiply Inspire Plus, where they will experience all the benefits previously received on Engage Plus, with the added benefit of earning HealthReturns for all engagement activities, including weekly activities and monthly leaderboard challenges.